Quickly! To the totals blog!

Monday, December 31, 2007

Goodbye, Cheap Readers

I had big plans for this week.

The final days of this year also mark the end of Cheap Women. I'd made a list of a few big tasks to finish (budget, consign some old clothes, deposit my Christmas money). I had lots of ideas for blogging that I haven't been able to write about yet. And I was looking forward to tallying up who, finally, would be named the ultimate Cheap Woman.

Life had other plans. Elisa's life fell apart this week, while most of her friends were out of town for the holidays. It would have been ridiculously selfish of me to put the contest before her well-being. It would have been stupidly sacrificial for either of us to put saving before comfort. In the few hours I found between working and caring for my friend, I tried to sleep or pray, not blog.

Instead of a fury of finishing tasks and counting pennies, we've spent the week giving ourselves permission to pay for funny movies and good food, even letting ourselves buy small luxuries like homey candles and pretty lotions.

I think it would have been understandable if Elisa had gone a little off the deep end on spending this week. Still, she didn't. One of the few bright spots of this week has been a realization of all we have learned through this contest. We relish the real changes that have taken place. We've skipped senseless purchases, realizing that there is nothing we can buy that can complete us or fix this situation. We've taken life a little more slowly, giving ourselves time to enjoy a little instead of accumulating a lot.

I walked through Barnes and Noble today, alone. I was tired, emotionally exhausted, sad, and a little sick. I saw at least five things I could have legitimately justified purchasing. I even have a little extra cash from generous Christmas gifts. But I didn't. I know Elisa has the magazine I wanted, and I didn't mind waiting and borrowing it from her. I know I can order the books through the bookstore I used to work for and save thirty percent (and support my friends and local economy in the process). I know I can drive to a Starbucks where I work and get a free or discounted Chai instead of paying full price for one at Barnes and Noble.

Sometimes the Cheap Life is about sacrificing. Sometimes it's about selling everything you possibly can to make some cash. But, sometimes, it's just about waiting for the right time. Sometimes it's about choosing creativity over consumption. Sometimes it's about learning to be content with love and friendship and not hiding behind a wall of possessions. And, yes, sometimes it's about paying full price for you and a friend to get dinner and see a movie.

I love what Cheap Women has taught me. It's been good on my check book and my debt. I'm slowly learning to find real peace with my finances. But, more than that, it's helped me lean on my friends and my church when I need to instead of insisting on independence. And it's helped me learn to be there in real ways -- financial and otherwise -- when they need me back.

I'm calling the contest a draw. The last thing Elisa needs right now is Ramen and old clothes. The last thing I want is to claim to be a winner when, really, what I've been all along is a partner and a fellow traveler.

We may post into the new year, or we may close up shop ... we're really not sure yet. But both Elisa and I thank all of our readers for your support and your comments ... and your free food. The Cheap Women experience would have been far less rich without you.

Saturday, December 29, 2007

Sad News

This week, Elisa experienced a death in her close family. She's understandably upset, but she's handling things as well as one can when something like this happens.

We've spent a lot of time together (she's staying at my house for a few days), and the visit has been oddly refreshing, although it came out of tragedy. We've put aside our contest and our strict personal finance rules and allowed ourselves to enjoy life in the way we both love to -- sharing meals at Al's, enjoying movies, watching live music. We even bought a couple candles and a book.

These material comforts do cost money, and we haven't forgotten that, even in a time of crisis. But if twenty bucks can buy a hurting friend some measure of relief ... and even pleasure ... during a time of tragedy, I think it's money well spent.

It's hard for Elisa to talk to anyone right now, and I'm out of a phone. We'd both appreciate it if personal messages were directed to our emails (cheapwomencarrie@gmail.com and cheapwomenelisa@gmail.com) instead of the comments section of the blog.

Thanks. Elisa knows our thoughts and prayers are with her.

Friday, December 28, 2007

Phone-less

Today I am giving up my Blackberry.

I'm not as addicted as most Blackberry users (obviously, I'm giving it up), but I do really like my phone. I like that it can do anything. I like that it is cute and small and white (like my computer and my Vespa ... oh, wait ... I guess just like my computer). I like that I can check the Cheap Women site using the Internet on my phone whenever I want to.

But I'm trying to cut costs wherever I can, and I don't need extras on my phone. And I don't need an expensive phone. (Disclaimer: I actually got the phone for free from letstalk.com. But I can still sell it and make some cash.) My sister wants to buy the phone today, and I've decided to let her.

This leaves me in a bit of a bind, and I'm not sure what to do. One option is to sign a new contract and get the cheapest plan possible. There are two problems here. One, cell phone plans are terribly confusing to me and I get dizzy when I try to figure out which one is the best option. Also, I like text messaging and don't know how that figures into dirt cheap plans (so far, seems like it doesn't).

Anyway, I feel like it's some sort of treason against our culture to not have a cell phone. Plus, it seems like my luck to break down by the side of the road and be unable to call for help. With any luck, though, I can avoid these pitfalls. Honestly, I'm a little excited to experience life without a phone.

Until then, if you need me, I'll be at Starbucks every morning.

Tuesday, December 25, 2007

Merry Christmas

First, let me thank everyone for your kind words this week. Thank you so much.

This Christmas was a little different than I had hoped, but still nice. I got some nice gifts from friends and then a good friend took me to a movie and we had a Christmas Feast at Waffle House! Thanks John.

None of my Christmas gifts were finished, meaning that pretty much no one got gifts from me (unless they were books...love the perks of my new job). Much to my surprise and relief, it was okay. No one doubted that I was their friend, no one thought any worse of me. It really made me realize what Christmas is for, and it is not gifts. I felt very loved this Christmas. By friends, neighbors, children...it was lovely. The gifts that I loved the most were ones that cost nothing, like the friend who invited me to hang out and drink wine before Christmas Eve dinner, getting to watch my good friends read 'The Cajun Night Before Christmas' to their children before tucking them to wait for Santa, having breakfast with children who call me 'Sisa' and love me, and seeing a movie with a friend who is also alone today. Those are better than any gift card I could have received.

I feel truly blessed...even with a still negative checking account. That is nice.

Merry Christmas to all, and to all a good night.

Monday, December 24, 2007

Elisa: My Hero

I'm very proud of Elisa for having the courage to write about what happened. It was difficult for us to decide whether to include it in the blog, partly because we didn't want to hurt her fiance's family, and partly because it was just so embarrassing for Elisa.

However, we made a commitment at the beginning of this adventure to open our financial lives to the world, for a little bit. We said we'd be honest. We said we'd be open. I never thought laying out our financial lives would require one of us to be so open about the rest of her life -- lost hope, mangled love, and hurtful betrayal -- as well.

I left the decision of whether or not to write about this to Elisa. I let her know that her feelings and our friendship are more important than any blog, and that we'd find a way to end this contest without explaining if that was what she wanted. It was her decision to be so upfront. But I think it was a good one.

It's a huge lesson that money is so pervasive and divisive sometimes. We can't relegate money to our checkbooks ... it seeps into our whole lives. Sometimes seems like it is our whole lives.

What better reason to take time to focus on money? To recognize its impact and try to organize our lives so that money is something we can use, not something that uses us.

I loved Elisa's quote: "Money is powerful, but not as powerful as it used to be in my life." I feel that way too, and I'm so thankful that Cheap Women has helped us both get to that place. I'm also thankful for a friend like Elisa, who is brave enough to be honest about hard things in her life, and who had the courage to be so open to love in the first place.

Saturday, December 22, 2007

How my life became a case for Judge Judy...pain, heartbreak and humiliation

Ok, this is going to be hard. However, I (with Carrie's full support) felt that I had to talk about this on Cheap Women. So, here goes. It is very emotional for me, so I am not sure how clearly or succinctly it will come out. deep breath.

For those of you reading Broke Bride, you know that my wedding has been called off. Now you will know why.

My fiance was (and I believe still is) abusing drugs. I found out b/c he was stealing money from me. My bank account is now -$750 and my heart is broken. I have also lost a family heirloom to a pawn shop in town.

Looking back, it is so obvious, but at the time it was not. He was borrowing money from me for reasons that seemed legit, and his lost job seemed reasonable. Between everything he borrowed and everything he took, I am out $3460. That is a lot for anyone, especially a single woman in debt and in the middle of a job change.

I don't regret anything, from the quick engagement to loaning him money for reasons that I thought were good. I opened my heart and tried to love a man. I don't doubt that he loved me...the addiction was (and is) stronger than any ties.

Drugs kill everything. I have seen them wreak havok on so many lives. What is sad about this is that the drug he is addicted to is one that is given to cancer patients (which he was) for pain. So what starts as a heartbreaking thing, cancer, becomes a life-long struggle and has ruined his life. I cannot tell you how hard it is to tell the police that you have been robbed by the man you were going to marry. Or to decide if you want to go to pawn shops to look for the ring he took (I am not, it is too hard). Or to tell people that your wedding is off, and the reasons why. Or to post it in a blog about money, now that he has taken all of yours.

Luckily, his family is going to help me financially. There is also a process you can go through at the bank to dispute charges. I may have to appear before a court. Not too mention the pain of having the family I was going to have ripped out from under me.

I am not asking for pity. I truly believe that I did what God was calling me to do in every situation, and I am not sure why He allowed this to happen, but I know that it is for something. What I am asking for is to remember that money is just money, and you can lose it in a second. I am so glad that I have had these last 4 months to look at my money and spending, so this seems bad, but not nearly as bad as it would have 4 months ago. Money is powerful, but not as powerful as it used to be in my life.

Well, I would venture a guess that Carrie is probably going to win now. Oh well, losing this contest is the least of what I have lost this Christmas.

Thursday, December 20, 2007

Cheap Is in the Genes

On a break at work today, I sat with a couple friends from college and frantically knitted the last of a scarf (Christmas gift) while we discussed Cheap Women.

Laura talked about some of the ways her parents save money (like freezing lots of post-Halloween pumpkins that stores give away free), and it got me thinking about the ways my own parents and grandparents creatively save money.

Most of my friends (me included) graduated college with the idea that we should have lives just like those we left with our parents. We moved into our own apartments (and bought our own houses) and immediately got cable and furniture and a fridge full of food.

How did we get this impatient? Is it really just our credit cards that have convinced us that waiting is unnecessary, or is this attitude indicative of a bigger societal problem? I feel like we aren't willing to work or wait for anything anymore -- whether it's material goods or a career or a home or love.

Maybe it's always been this way. But I think about some of those "old" cheap ideas, like saving a freezer full of pumpkin, or making a quilt from old clothes, or making curtains from fabric scraps instead of ordering new ones from Ikea.

It seems these items carry with them some history, and some reminder of the work and time that make our comforts possible. We like to say that old, handmade or worn items have "character." But maybe the real point is the character their presence builds in us.

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